Loans

一定要和你的 贷款服务机构 at all times throughout your years of borrowing. It is even wise to pay interest while you're in school, 如果可能的话, 对于任何正在产生利息的贷款(如.e. 所有贷款(直接资助贷款除外). Once you're ready to leave school, we recommend using the 还款估计量 to determine which is the best loan repayment option for you. Note: You may switch plans as your income situation changes. Just realize this — the longer you take to repay your loans, the more they will cost you.

The U.S. Department of Education offers low-interest loans to eligible students to help cover the cost of graduate and professional school. These loans are available to cover your Cost of Attendance, which includes both your direct costs (those that are billed to you) and your indirect costs, 比如生活, 个人, 杂项费用.

要申请联邦直接贷款，您必须 提交FAFSA 然后签个字 Master Promissory Note (MPN) and Complete Entrance Counseling. 所有联邦贷款, you will also need to complete Exit Loan Counseling when you are no longer enrolled at least half-time. Both Entrance and Exit Counseling provide information about terms of borrowing, 计息, 还有还款选择, 并且可以在线完成.

正规澳门赌场网络第四章的所有相关信息, HEA联邦贷款, 包括直接贷款, will be submitted to NSLDS and accessible by authorized agencies, lenders, 和机构.

无补贴直接贷款

The 直接无补贴贷款 is available to all graduate and professional students regardless of need. UNE will determine the amount you can borrow based on your Cost of Attendance and annual limits. Visit the Federal Student Aid website for information on 贷款限额 and the 现行利率 直接贷款.

Loan borrowing limits for health professions programs for specific years not listed on the federal website:

• 药店的学生
  • 第一、二年级:3.3万美元
  • 第三年:3.3万美元
  • 第四年:37167美元
• 医学生:
  • 第一至第三年:47,167美元
  • 第四年:44,944美元
• 牙科学生:
  • 第一年:40500美元
  • 第二年和第四年:47167美元

The aggregate maximum or Federal Direct/Stafford Subsidized and Unsubsidized Loan funds is $224,D.O.), dental (DMD), and Pharmacy (PharmD) students. This includes any outstanding Direct/Stafford Loans borrowed for undergraduate and/or graduate school.

毕业生PLUS贷款

The 毕业生加分贷款 是基于信用的贷款吗, 须经贷款人信贷审批, that can be used to help meet both direct and indirect costs. PLUS loans help pay for expenses up to the Cost of Attendance (COA) minus all other financial assistance (e.g., 直接无补贴贷款 and/or scholarships). The 毕业生加分贷款 will be offered to you as part of your financial aid award. Should you choose to borrow some or all of this loan, you need to accept the offer via U-Online. 然后，贷款须经贷款人批准. 如果PLUS贷款的信用被拒绝, you can continue to pursue the loan with an endorser or appeal the denial.

Because of the flexible and forgiving nature of 联邦直接贷款, we recommend that you exhaust those sources before applying for private or alternative loans. However, we recognize that you may need to seek this type of loan to cover the costs of your advanced degree. 看到一个 推荐贷款人名单 有关私人贷款的更多信息.

查尔斯·E. 吉尔伯特贷款计划

This low-interest loan program is available to medical students who are graduates of the 缅因大学. Annual amounts vary depending on the availability of funds and the total number of eligible applicants. Applications are available by contacting the 缅因大学 Office of 金融援助.

学生资助办公室
缅因大学
奥罗诺，缅因州04469
(207) 581-1324

名声贷款

The Finance Authority of Maine (FAME) offers forgivable loan programs for Maine residents (as determined by FAME's standards) who commit to working in underserved areas of Maine after completion of their studies.

缅因州卫生专业贷款

The 缅因州卫生专业贷款 is a low-interest loan program that encourages medical and dental students to practice in Maine. Loans are need-based and awards range from $10,000–$25,000 annually.

缅因州牙科教育贷款计划

The 缅因州牙科教育贷款计划 is a forgivable loan program designed to encourage dental students who are Maine residents to practice primary dental care in an eligible dental care facility in an underserved area in Maine. 奖金为每年2万美元.

缅因州教育工作者

缅因州教育工作者 是有竞争力的, 以业绩为基础的, forgivable loan program for Maine students pursuing careers in teaching, including speech pathology and child development or childcare.

For more information on applying and for deadlines, contact FAME at 5 Community Drive, P.O. Box 949, Augusta, ME 04332-0949 or 1 (800) 228-3734 or 访问FAME网站.